Vince Rapisura 2296: Invidiual real estate investing versus Real estate joint venture savings
* AI ("Artificial Intelligence") subtitles on Tagalog.com are generated using "Whisper" by OpenAI (the same company that created ChatGPT and DallE2). Results and accuracy may vary.
* The subtitles do include errors occasionally and should only be used as a tool to help with your listening practice.
* You can request this website to create a transcript for a video if one doesn't already exist by clicking the "Request AI Subtitles" button below a video. Transcribing usually takes 30-40% of the length of a video to complete if there are no other videos in
the queue. For example, a 21 minute video will take 7-8 minutes to transcribe.
* Running a super fast cloud GPU server to do these transcriptions does cost money. If you have the desire and financial ability, consider
becoming a patron
to support these video transcriptions, and the other tools and apps built by Tagalog.com
00:00.0
So Individual Real Estate Investing versus Real Estate Joint Venture Savings Basket
00:05.3
Paano natin siya i-co-compare and contrast?
00:08.6
So para makita nyo lang, pag Individual Real Estate Investing, ikaw talaga yung gagawa ng lahat-lahat
00:14.1
Dito sa Joint Venture Savings Basket, makikijoin ka dun sa existing real estate properties ng SEDP Co-O
00:21.2
So ang amount needed, millions yung kailangan mo kapag ikaw ay mag-i-Individual Real Estate Investing
00:27.7
Pero sa atin, sa Joint Venture Savings Basket na real estate, P10,000 lang
00:33.0
Diversified sa Individual RE Investing, usually hindi kasi usually isa lang yung property mo
00:38.1
At isa lang location. Tayo naman, multiple location and multiple properties
00:42.4
So diversified siya, yes
00:44.4
Liquidity, hindi rin ito liquid sa Individual RE Investing
00:48.5
Pero sa Real Estate Joint Venture Savings Basket natin, withdrawable and subject
00:53.4
But this is subject to withholding period
00:57.1
Kapag more than 2 years na, wala na po yung pre-termination fee
01:01.2
Pag less than 2 years, may 10% na pre-termination
01:04.0
Pero at least, liquid siya
01:05.7
Construction management, aalalahanin mo yan kapag ikaw ay nagpatayo ng sarili mong rental property
01:11.2
Hindi mo na yan aalahanin sa Real Estate Joint Venture Savings Basket
01:14.8
Because SEDP Co-O will do this for you
01:17.9
Ganon din ang Tenant Management and Selection
01:20.8
And Property Repair and Maintenance
01:23.6
So SEDP Co-O will take care of all of this heavy lifting for you
01:30.5
Tax exempt, pag Real Estate Individual Investing po kayo, you have to pay the taxes
01:35.6
Pero sa atin, dahil ito ay isang savings product ng cooperative, this is tax-free
01:41.5
Annual management fee, wala naman po on both sides
01:47.3
So yung Real Estate Joint Venture Savings Basket natin
01:50.3
This is open to SEDP members
01:52.4
Maximum and in multiples of P10,000
01:55.8
Minimum and in multiples of P10,000
01:59.4
Maximum of P1,000,000
02:01.6
Annual dividend payout
02:03.7
At ang return po dito, ang tinitignan natin is again about 47% per annum variable
02:10.1
Based on the performance of our real estate
02:19.9
Based on the basket of rental properties
02:33.5
And then payouts in wallet do not earn
02:38.1
Meron po yung 2-year holding period na may 10% pre-termination fee
02:42.6
2.5% ang annual management fee
02:45.4
Wala po itong guarantee
02:47.2
And if rental property performance is bad
02:53.2
Pwede pong mag-zero percent ang ating dividend
02:59.7
And mag-decrease kapag hindi talaga maganda
03:02.8
But it's highly unlikely
03:06.2
So how to join SEDP Co-op?
03:08.6
Again, just type bit.ly slash SEDP Co-op P-M-E-S
03:13.9
Or scan the QR code
03:16.1
How to make a deposit?
03:18.8
Ito po yung mga payment channels natin
03:20.5
Meron po tayong GCash, BDO Online Banking, BPI Online Banking
03:24.9
Maya, EasyPay, SEDP Wallet at saka Direct Bank Deposits
03:29.8
So all you have to do is to go to bit.ly slash SEDP Pay
03:34.2
Or scan the QR code
03:38.0
So how to advise us of your deposit?
03:41.7
Bit.ly slash SEDP Online S-R-I
03:44.7
Or scan nyo po yan, mag-login po kayo
03:47.0
At paka naka-login na kayo sa inyong account
03:48.8
I-click nyo lang po yung informed deposit
03:50.7
And then fill out the form
03:52.9
Click submit para po malaman namin
03:56.3
Ayan po, ano ako po si Sir Vince?
03:58.6
Ang inyong financial guro
04:01.0
Nagsasabing ang pagyaman na pag-aaralan at napagtutulungan
04:06.9
Thanks for watching!
04:08.4
Kung may kapamilya, kaibigan, o pakilala kang tingin mo
04:11.9
ay magiging interesado dito sa video
04:14.8
Please share to them or tag them in the comments section
04:19.0
Syempre, kung nagustuhan mo ang video
04:21.5
Pusuan mo na ito, subscribe ka na rin
04:24.9
As always, feel free to write your questions,
04:27.9
comments, and opinions respectfully
